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Lakeview Loan Servicing, LLC in South Dakota

HMDA record for properties in South Dakota, calendar year 2024. National record · South Dakota overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State South Dakota

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lakeview Loan Servicing, LLC's 2024 HMDA record for South Dakota covers 112 applications, 38 of them originated, worth $11m.

Its denial rate in the state was 44.9%, above the South Dakota rate of 17.0% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its South Dakota originations was 0.1 percentage points (state median 0.2).

Applications in the state were up 250% on 2023.

112applications in SD, 20240.2% of the lender's total
38loans originated$11m
44.9%denial rateSD all lenders 17.0%
0.1 ppmedian rate spreadSD 0.2 pp

Compared with the state and the lender's national record

MeasureIn South DakotaSouth Dakota, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate44.9%17.0%58.9%24.3%
Median rate spread, pp0.10.20.40.3
Originations with spread of 1.5 pp or more18.4%13.0%26.9%15.6%
Average originated loan$298k$256k$286k$329k
Home purchase share0.0%60.0%9.9%57.0%
FHA-insured share28.9%13.0%37.0%13.4%
VA-guaranteed share47.4%9.5%30.1%7.9%

Trend by year

ApplicationsOriginations

0561122022: 65 Applications2023: 32 Applications2024: 112 Applications2022: 31 Originations2023: 10 Originations2024: 38 Originations202220232024
Lakeview Loan Servicing, LLC in South Dakota: applications and originations, 2022–2024

This lender in stateSouth Dakota, all lenders

0%31.1%62.1%2022: 41.4% This lender in state2023: 62.1% This lender in state2024: 44.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Dakota

By purpose

Refinancing 68% (26)Cash-out refinancing 16% (6)Other purpose 16% (6)

By type

Conventional 24% (9)FHA 29% (11)VA 47% (18)

Denial reasons as coded

Credit application incomplete84.1%
Credit history13.6%
Debt-to-income ratio2.3%
Employment history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 44 denials in South Dakota by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Dakota

CountyApplicationsOriginationsAmountDenial rate
Pennington County3113$3.8m30.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in South Dakota in 2024?

38 loans totalling $11m, from 112 applications reported for properties in South Dakota.

What is Lakeview Loan Servicing, LLC's denial rate in South Dakota?

44.9% of decided applications in South Dakota were denied, against 17.0% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Dakota counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Pennington County (13).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Dakota. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.