Lenders › Amerisave Mortgage Company › Tennessee
Amerisave Mortgage Company in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Tennessee, Amerisave Mortgage Company reported 3,490 applications and 571 originations for 2024, $89m in all.
Its denial rate in the state was 80.8%, above the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Tennessee originations was 1.4 percentage points (state median 0.3).
Applications in the state were up 19% on 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 80.8% | 22.6% | 81.9% | 24.3% |
| Median rate spread, pp | 1.4 | 0.3 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 47.8% | 14.7% | 54.7% | 15.6% |
| Average originated loan | $155k | $302k | $145k | $329k |
| Home purchase share | 6.5% | 55.5% | 6.6% | 57.0% |
| FHA-insured share | 25.9% | 15.5% | 20.9% | 13.4% |
| VA-guaranteed share | 6.8% | 10.0% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 6% (37)Refinancing 2% (12)Cash-out refinancing 91% (522)
By type
Conventional 67% (384)FHA 26% (148)VA 7% (39)
Denial reasons as coded
Share of 2,444 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Shelby County | 452 | 53 | $5.6m | 85.3% |
| Davidson County | 271 | 46 | $7.7m | 81.0% |
| Rutherford County | 183 | 38 | $4.9m | 74.8% |
| Montgomery County | 137 | 32 | $5.2m | 73.8% |
| Knox County | 186 | 30 | $5.1m | 79.5% |
| Hamilton County | 172 | 26 | $3.8m | 82.5% |
| Wilson County | 74 | 21 | $5.2m | 67.2% |
| Sumner County | 119 | 20 | $2.3m | 80.8% |
| Williamson County | 125 | 19 | $4.3m | 82.1% |
| Sullivan County | 81 | 16 | $2.6m | 77.5% |
| Robertson County | 66 | 14 | $2.0m | 75.4% |
| Sevier County | 62 | 13 | $2.6m | 76.8% |
| Hamblen County | 27 | 10 | $1.5m | — |
| Maury County | 72 | 9 | $1.3m | 85.0% |
| McMinn County | 43 | 9 | $875k | 78.0% |
| Fayette County | 31 | 8 | $1.4m | 71.4% |
| Washington County | 67 | 7 | $925k | 86.0% |
| Madison County | 39 | 7 | $605k | 80.6% |
| Blount County | 62 | 6 | $2.0m | 87.5% |
| Anderson County | 40 | 6 | $920k | 82.4% |
| Dickson County | 39 | 6 | $700k | 75.9% |
| Cumberland County | 37 | 6 | $650k | 82.4% |
| Franklin County | 30 | 6 | $880k | 76.9% |
| Roane County | 27 | 6 | $1.0m | 76.0% |
| Jefferson County | 25 | 6 | $1.1m | — |
| Bradley County | 49 | 5 | $845k | 88.6% |
| Hawkins County | 30 | 5 | $695k | — |
| White County | 26 | 5 | $725k | — |
| Tipton County | 35 | 4 | $600k | 84.6% |
| Monroe County | 32 | 4 | $800k | 86.2% |
| Lincoln County | 27 | 4 | $480k | — |
| Marshall County | 27 | 3 | $295k | — |
| Loudon County | 26 | 3 | $445k | — |
| Hickman County | 25 | 3 | $505k | — |
| Greene County | 26 | 2 | $760k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Tennessee in 2024?
571 loans totalling $89m, from 3,490 applications reported for properties in Tennessee.
What is Amerisave Mortgage Company's denial rate in Tennessee?
80.8% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Amerisave Mortgage Company lend in most?
By originations: Shelby County (53), Davidson County (46), Rutherford County (38), Montgomery County (32), Knox County (30).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.