Lenders › Fifth Third Bank, National Association › Tennessee
Fifth Third Bank, National Association in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Fifth Third Bank, National Association's 2024 HMDA record for Tennessee covers 1,450 applications, 769 of them originated, worth $236m.
Its denial rate in the state was 33.0%, above the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 32.7%.
The median rate spread on its Tennessee originations was 0.7 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Fifth Third Bank, National Association, all states | United States |
|---|---|---|---|---|
| Denial rate | 33.0% | 22.6% | 32.7% | 24.3% |
| Median rate spread, pp | 0.7 | 0.3 | 0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 30.5% | 14.7% | 30.8% | 15.6% |
| Average originated loan | $307k | $302k | $204k | $329k |
| Home purchase share | 31.9% | 55.5% | 30.6% | 57.0% |
| FHA-insured share | 2.6% | 15.5% | 3.2% | 13.4% |
| VA-guaranteed share | 1.3% | 10.0% | 0.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 32% (245)Home improvement 32% (245)Refinancing 16% (124)Cash-out refinancing 3% (22)Other purpose 17% (133)
By type
Conventional 96% (739)FHA 3% (20)VA 1% (10)
Denial reasons as coded
Share of 398 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Davidson County | 395 | 183 | $49m | 38.4% |
| Williamson County | 255 | 156 | $71m | 28.3% |
| Rutherford County | 187 | 94 | $37m | 37.5% |
| Sumner County | 99 | 61 | $12m | 25.6% |
| Knox County | 82 | 43 | $12m | 31.3% |
| Maury County | 53 | 35 | $6.6m | 23.9% |
| Wilson County | 42 | 20 | $3.3m | 28.1% |
| Hamilton County | 27 | 14 | $4.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Fifth Third Bank, National Association originate in Tennessee in 2024?
769 loans totalling $236m, from 1,450 applications reported for properties in Tennessee.
What is Fifth Third Bank, National Association's denial rate in Tennessee?
33.0% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 32.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Fifth Third Bank, National Association lend in most?
By originations: Davidson County (183), Williamson County (156), Rutherford County (94), Sumner County (61), Knox County (43).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.