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Lakeview Loan Servicing, LLC in Tennessee

HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview

LEI 549300NOCASXPA34X033
Reporting agency Department of Housing and Urban Development
State Tennessee

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Tennessee, Lakeview Loan Servicing, LLC reported 1,097 applications and 313 originations for 2024, $107m in all.

Its denial rate in the state was 52.0%, above the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 58.9%.

The median rate spread on its Tennessee originations was 0.1 percentage points (state median 0.3).

Applications in the state were up 78% on 2023.

1,097applications in TN, 20242.3% of the lender's total
313loans originated$107m
52.0%denial rateTN all lenders 22.6%
0.1 ppmedian rate spreadTN 0.3 pp

Compared with the state and the lender's national record

MeasureIn TennesseeTennessee, all lendersLakeview Loan Servicing, LLC, all statesUnited States
Denial rate52.0%22.6%58.9%24.3%
Median rate spread, pp0.10.30.40.3
Originations with spread of 1.5 pp or more2.3%14.7%26.9%15.6%
Average originated loan$341k$302k$286k$329k
Home purchase share8.9%55.5%9.9%57.0%
FHA-insured share49.2%15.5%37.0%13.4%
VA-guaranteed share37.4%10.0%30.1%7.9%

Trend by year

ApplicationsOriginations

08631,7262022: 1,726 Applications2023: 616 Applications2024: 1,097 Applications2022: 692 Originations2023: 177 Originations2024: 313 Originations202220232024
Lakeview Loan Servicing, LLC in Tennessee: applications and originations, 2022–2024

This lender in stateTennessee, all lenders

0%30.6%61.2%2022: 46.2% This lender in state2023: 61.2% This lender in state2024: 52% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Tennessee

By purpose

Home purchase 9% (28)Refinancing 64% (199)Cash-out refinancing 26% (80)Other purpose 2% (6)

By type

Conventional 13% (42)FHA 49% (154)VA 37% (117)

Denial reasons as coded

Credit application incomplete72%
Credit history12.5%
Debt-to-income ratio6.9%
Other6.5%
Collateral1.8%
Employment history0.2%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 504 denials in Tennessee by first denial reason coded (outlined bar: all lenders in the state).

Counties in Tennessee

CountyApplicationsOriginationsAmountDenial rate
Montgomery County10439$13m35.8%
Knox County9831$9.6m48.9%
Rutherford County7622$8.7m50.8%
Hamilton County5018$6.6m48.9%
Shelby County7316$4.5m61.5%
Sullivan County4515$4.7m48.8%
Sumner County4114$4.8m39.5%
Wilson County3914$5.3m51.4%
Davidson County9413$4.4m67.1%
Maury County3112$4.0m—
Williamson County3110$6.1m51.9%
Robertson County318$3.7m50.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lakeview Loan Servicing, LLC originate in Tennessee in 2024?

313 loans totalling $107m, from 1,097 applications reported for properties in Tennessee.

What is Lakeview Loan Servicing, LLC's denial rate in Tennessee?

52.0% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 58.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Tennessee counties does Lakeview Loan Servicing, LLC lend in most?

By originations: Montgomery County (39), Knox County (31), Rutherford County (22), Hamilton County (18), Shelby County (16).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.