Name of the lender

Mortgage Investors GroupMortgage rates, total loan costs and denial rate, 2025

HMDA year2025

Years filed2018 to 2025

Head office: Knoxville, TN
Reporting agency: Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

Figures by state (CSV)

Mortgage Investors Group reported 6,259 mortgage applications in the HMDA data of 2025.

It originated 4,562 loans in 2025, for $1.4 billion in total.

The median interest rate of its loans in 2025 was 6.500%, and the national median was 6.375%.

The median total loan costs of its loans in 2025 were $6,658, and the national median was $6,413.

It denied 4.6% of the applications that it decided in 2025, and the national denial rate was 22.6%.

Filed figures of Mortgage Investors Group, 2025
Figure	This lender	United States
Applications	6,2590.1% of the US total	11,766,671
Loans originated	4,562$1.4 billion	6,827,891
Median interest rate	6.500%	6.375%
Median total loan costs	$6,658	$6,413
Denial rate	4.6%	22.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

Since the last update

No change on record

No tracked figure of this lender has changed since this site started its record. The record compares each update of the HMDA data with the update before it. The record of updates.

PricingMedians of 2025 loans

Interest rate and total loan costs of Mortgage Investors Group by loan type, 2025Medians. Each value has the national median of the same loan type under it.
Loan type	Loans in the medians	Interest rate	Total loan costs	Rate spread, points
All loans	4,559	6.500%US 6.375%	$6,658US $6,413	0.294US 0.161
Conventional	2,717	6.750%US 6.500%	$5,225US $5,393	0.242US 0.175
FHA-insured	1,374	6.375%US 6.250%	$9,855US $11,084	0.523US 0.432
VA-guaranteed	278	6.250%US 6.000%	$5,131US $6,088	−0.229US −0.422
USDA Rural Housing Service or Farm Service Agency guaranteed	190	6.250%US 6.250%	$6,829US $6,526	0.125US 0.210

Interest rate and total loan costs of Mortgage Investors Group by loan purpose, 2025Medians, with the national median under each value.
Loan purpose	Loans in the medians	Interest rate	Total loan costs	Rate spread, points
Home purchase	3,866	6.500%US 6.500%	$6,820US $6,632	0.299US 0.169
Home improvement	38	6.750%US 6.750%	$5,282US $2,827	0.384US 0.594
Refinancing	434	6.500%US 5.999%	$6,064US $4,883	0.210US −0.069
Cash-out refinancing	201	6.875%US 6.500%	$5,521US $8,095	0.450US 0.376
Other purpose	20	6.688%US 6.625%	$5,649US $3,894	0.280US 0.527

Parts of the total loan costs of Mortgage Investors Group by loan type, 2025Medians, with the national median under each value.
Loan type	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits
All loans	$2,405US $2,062	$1,763US $2,823	$412US $567
Conventional	$2,550US $1,981	$1,864US $2,588	$352US $604
FHA-insured	$2,518US $2,831	$1,546US $3,270	$435US $567
VA-guaranteed	$1,285US $1,729	$2,310US $3,300	$500US $472
USDA Rural Housing Service or Farm Service Agency guaranteed	$2,115US $1,881	$1,229US $1,581	$691US $231

The median rate spread of these loans was 0.294 percentage points above the average prime offer rate (APOR). On a loan of $300,000, that is about $882 more a year, or $74 more a month. The national median spread was 0.161 points.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different. What a rate spread is.

Median interest rate by year: Mortgage Investors Group and the United States

Mortgage Investors GroupUnited States

Action takenHMDA codes and labels

Records of Mortgage Investors Group by the action taken, 2025
Action taken	Records	Share of records	US share
1Loan originated	4,562	72.9%	50.4%
2Application approved but not accepted	232	3.7%	3.1%
3Application denied	231	3.7%	15.6%
4Application withdrawn by applicant	1,169	18.7%	12.6%
5File closed for incompleteness	65	1.0%	5.1%
6Purchased loan	0	0.0%	11.7%
7Preapproval request denied	0	0.0%	0.4%
8Preapproval request approved but not accepted	0	0.0%	1.1%

The denial rate is code 3 divided by codes 1, 2 and 3: the applications that the lender decided. Codes 4 and 5 are applications with no decision. Code 6 is a loan that the lender bought.

Denial reasonsFirst reason coded

Denials of Mortgage Investors Group by the first reason that it coded, 2025
Denial reason	Denials	Share	US share
1Debt-to-income ratio	112	48.5%	32.7%
2Employment history	7	3.0%	0.9%
3Credit history	23	10.0%	25.6%
4Collateral	44	19.0%	13.8%
5Insufficient cash (downpayment, closing costs)	25	10.8%	2.3%
6Unverifiable information	7	3.0%	4.2%
7Credit application incomplete	1	0.4%	12.0%
8Mortgage insurance denied	0	0.0%	0.0%
9Other	12	5.2%	8.5%

A lender can code up to four reasons for a denial. This table counts the first reason only.

Loan types and purposesLoans of 2025

Applications of Mortgage Investors Group by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	3,722	2,719	3.2%US 23.4%
FHA-insured	1,891	1,375	7.0%US 21.8%
VA-guaranteed	389	278	3.0%US 16.2%
USDA Rural Housing Service or Farm Service Agency guaranteed	257	190	8.3%US 12.9%

Applications of Mortgage Investors Group by loan purpose
Loan purpose	Applications	Loans originated	Share of loans
Home purchase	5,044	3,869	84.8%
Home improvement	51	38	0.8%
Refinancing	718	434	9.5%
Cash-out refinancing	404	201	4.4%
Other purpose	42	20	0.4%

The denial rate of a loan type is the denied applications divided by the decided applications of that type. It is "n/a" under 25 decided applications.

States where it lends10 states with 25 applications or more

Mortgage Investors Group by state, 2025In order of the names. A state with 100 applications or more links to the lender's page for the state.
State	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate
Alabama	347	306	6.500%	$5,789	3.2%
Arkansas	188	161	6.500%	$4,781	2.2%
Florida	38	24	6.625%	$8,237	10.7%
Georgia	251	154	6.500%	$8,497	9.2%
Kentucky	205	140	6.625%	$5,672	6.3%
Mississippi	372	341	6.500%	$6,870	2.2%
North Carolina	275	197	6.375%	$8,329	5.6%
South Carolina	85	59	6.750%	$7,861	6.7%
Tennessee	4,454	3,148	6.500%	$6,731	4.6%
Virginia	38	27	6.625%	$5,216	12.1%

Counties of Mortgage Investors Group with 50 applications or more, 2025In order of the names. The list has the 20 counties with the most loans of the lender.
County	Applications	Loans originated	Amount	Denial rate
Anderson County, TN	235	164	$50.0 million	2.9%
Blount County, TN	342	238	$81.8 million	3.4%
Campbell County, TN	55	38	$10.1 million	6.8%
Cumberland County, TN	65	47	$13.5 million	5.7%
Davidson County, TN	112	69	$31.2 million	4.1%
Greene County, AR	69	62	$13.2 million	0.0%
Guilford County, NC	65	49	$16.7 million	10.7%
Hamblen County, TN	79	59	$15.5 million	6.2%
Hamilton County, TN	170	122	$39.6 million	1.6%
Jefferson County, TN	73	52	$16.4 million	3.5%
Knox County, TN	1,187	822	$296 million	3.4%
Loudon County, TN	178	121	$41.6 million	3.7%
Madison County, TN	80	70	$19.0 million	2.7%
McMinn County, TN	72	53	$13.5 million	3.6%
Monroe County, TN	74	46	$11.5 million	9.6%
Roane County, TN	180	129	$38.8 million	5.5%
Sevier County, TN	141	93	$33.6 million	11.1%
Shelby County, TN	239	187	$64.8 million	2.1%
Sullivan County, TN	140	96	$25.6 million	4.9%
Washington County, TN	53	40	$10.5 million	9.1%

Figures by yearHMDA 2022 to 2025

Mortgage Investors Group by HMDA year"n/a" shows a year with fewer than 25 applications, or a year that this site does not process.
Year	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate	Records filed
2025	6,259	4,562	6.500%	$6,658	4.6%	6,259
2024	6,755	4,936	6.624%	$6,276	5.5%	6,756
2023	7,271	5,303	6.500%	$6,215	6.0%	7,271
2022	10,409	7,295	4.875%	$5,124	7.3%	10,410
2021	n/a	n/a	n/a	n/a	n/a	17,894
2020	n/a	n/a	n/a	n/a	n/a	21,548
2019	n/a	n/a	n/a	n/a	n/a	13,259
2018	n/a	n/a	n/a	n/a	n/a	11,600

Records filed is the count on the lender's HMDA transmittal sheet. It includes purchased loans and requests for preapproval.

Denial rate by year: Mortgage Investors Group and the United States

Mortgage Investors GroupUnited States

VA lender statisticsLoans that VA guaranteed, by month

VA-guaranteed loans of MORTGAGE INVESTORS GROUP, Sep 2025 to Aug 2026National figures from the Department of Veterans Affairs. VA counts a loan in the month of the guarantee.
Month	All	Purchase	Cash-out refinance	IRRRL
August 2026	34	29	4	1
July 2026	22	21	1	0
June 2026	24	23	1	0
May 2026	32	29	3	0
April 2026	22	18	3	1
March 2026	24	19	3	2
February 2026	16	13	2	1
January 2026	16	14	0	2
December 2025	22	20	0	2
November 2025	18	15	3	0
October 2025	23	21	2	0
September 2025	24	24	0	0

IRRRL is the VA Interest Rate Reduction Refinance Loan. The VA name of the lender is "MORTGAGE INVESTORS GROUP". Every month.

Peer lenders12 lenders

These lenders originated a count of loans close to the count of this lender, in the same states. The site compares the applications of each lender by state. The list is not a ranking.

Ascend Federal Credit UnionTullahoma, TN
Churchill Mortgage CorporationBrentwood, TN
Eastman Credit UnionKingsport, TN
Farm Credit Mid-America, ACALouisville, KY
First Community Mortgage, Inc.Murfreesboro, TN
First Horizon BankMemphis, TN
FirstbankLexington, TN
Knoxville TVA Employees Credit UnionKnoxville, TN
Leaders Credit UnionJackson, TN
Pinnacle BankNashville, TN
Primis BankGlen Allen, VA
Simmons BankPine Bluff, AR

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Mortgage Investors Group mortgage rates, 2025", https://lenderregister.com/lender/549300vnbqd8fdhf7563-mortgage-investors-group/
Lender: Mortgage Investors Group, LEI 549300VNBQD8FDHF7563
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025, snapshot dataset
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. The count of records filed comes from the transmittal sheets of 2018 to 2025. The FFIEC and the CFPB publish them at ffiec.cfpb.gov. The name, the head office and the agency are from the newest transmittal sheet of the LEI. The VA figures are from the VA lender statistics.

This site withholds a figure with fewer than 25 applications and a median with fewer than 20 loans. Method of the figures. Terms. Report an error.

Questions

How many loans did Mortgage Investors Group buy from other lenders in 2025?: It reported no purchased loans. HMDA counts a purchased loan apart from the applications, so the denial rate does not include it.
Which denial reasons did Mortgage Investors Group code most often in 2025?: The first reasons that it coded most often were debt-to-income ratio (112), collateral (44) and insufficient cash (downpayment, closing costs) (25).
In which states did Mortgage Investors Group originate the most loans in 2025?: The three states with the most loans were Tennessee (3,148), Mississippi (341) and Alabama (306). It had 25 applications or more in 10 states.
Which loan types did Mortgage Investors Group originate in 2025?: 2,719 conventional, 1,375 FHA, 278 VA and 190 USDA.